There are more choices available
than ever before for today's first mortgage borrower.
Some of the program choices:
100% financing - No Down Payment for VA Loans
First time buyer programs - No Down, Low Down
Fixed and adjustable rate loans - interest only or fully amortizing options available. Call for a rate quote, these can and do change frequently. Available for:
Conforming - up to $417,000
High Balance Conforming - over $417K to the county limit
Jumbo - above the high balance limit loan amounts
HARP 2.0 - introduced in 2012, these loans allow homeowners to refinance at today's low interest rates, regardless of their equity position. We have had loans approved where the loan balance is 225% of the property value!
In order to qualify for this program, your current loan must be owned by FNMA or FHLMC, been opened before 5/31/2009, and be current on payments.
Call to find out more details and we will help you to determine if your loan qualifies.
We specialize in Government Loans
VA Loans - if you have served
in the military on active duty or as a reservist, you may purchase a home
with no money out of your pocket!
FHA Purchase - with 3.5% down. All gift down payment OK!
FHA refinance - Refinance your FHA or conventional loans to 97.75% LTV
We have funds available for second trust
Funds may be used for any of the following: (this is a partial list)
Cash for Vacation (or just about any
Down payment on a new or second home
or rental property
Loans up to 80% of the value of your
We can tailor a program that suits your needs and your budget.
Need more information?
Check out our FAQ for more information about the loan process and what it takes to qualify for a loan.